I know it’s quite a personal post but I was just wondering how most of you girls financed your BA..
I’m hoping to go with the finance plan, if you did this how much deposit did you save? My credit isn’t great but I work 40+ hours a week and I spoke to someone on the phone from MYA who said that as long as I’ve not had any defaults on the credit history for 3 years it should be fine.. I’ve not had any for 5 years although they’re still on my account. Has anyone else been in this situation 🙁 xxx
I did the 0% finance over 10 months option where you pay half upfront and have the over half on finance. I’ve never really had anything to give me a credit score so mine was declined but my boyfriend took it out for me instead. My friend had hers declined but she was accepted for a credit card by Tesco for nearly the whole price so she must’ve only had to pay a small deposit. If MYA don’t accept it then check for other credit cards, you might get a better deal elsewhere anyway 🙂 xx
My credit rating is under poor so I literally can’t get a loan or anything! So annoying because I earn more than enough to pay it off! My friend said if I save the half deposit and do the 0% finance, she’ll be my guarantor but do they still credit check? If they do, do you recon I’d be more likely to get it with a guarantor? X
