Other payment options
If you’re looking for other options then you’ve come to the right place. You’ve got a lot of choices on how else to find the money for your procedure. Here we’ve collated our patients’ stories of how they’ve paid for their procedure. If it worked for them, it could be an option for you to consider.
June 10, 2016 at 09:34 AM
Hi, The first time I applied for credit with Mya I was refused too, my credit score wasn’t great as I was recently divorced and had gone back to my maiden name so had no credit records against it. Anna’s right, if you keep applying and getting refused it dose effect your credit rating. It you go onto the martin lewis money saving expert webite there is a section on credit cards and loans, you can do a search on here of all credit option available for low credit ratings and it will give you an estimation of if you will be accepted before you apply. Another option would be to make an appointment with you bank manager and they will go through options available with you. Failing this could you borrow the money from a relative? Or could they takeout the loan for you?
Not that im suggesting that you do this at all but when my credit was bad I took out a loan with Wonga and they paid it all back straight away on the first monthly payment (including about £10 interest) this boosted my credit rating. xx Its so frustrating when you know you want it done 🙁 xx
Partner or Parents pay for you
This may not always be an option but you never know unless you ask. If you’ve got a big birthday coming up or if you ask really nicely, you might be surprised by the answer!
February 07, 2017 at 06:15 PM
I’m lucky enough to have an amazing partner that paid for my surgery in full …. very spoilt I guess 🙂 …. would of taken the same route as you tho if I had too ! I don’t see a problem with those that finance I no 100% how having a small chest makes a woman feel so I’d of had it at any cost! Good luck ladies 🙂 xx
There are a lot of good options out there if you’re considering paying for your procedure with a credit card. Have a look on the forum or check out MoneySavingExpert.com for more advice.
September 13, 2016 at 05:13 PM
I have my Op tomorrow! 8am admission at Preston with Mr Traynor!
I can’t recommend MYA enough, I saw my PC, surgeon and nurse and will be having my op, all within 6 weeks of starting!
I already had some savings for a trip traveling round Thailand next year, but worked out I could have up over the next few months for that and used what I had already saved for a deposit
I put £1000 down as a deposit and then got a credit cards with 0% interest for 27 months. So I have payed the rest on that as will be paying around £90 – £130 each month to pay that off
So I’m kind of saving up after I have my new boobs haha!
Feel free to ask me anything else and I’ll be updating my boob journey on here too 🙂
Good luck! Xx
Finance in someone else’s name
If you have no credit history or even bad credit history but can easily afford monthly payments, this could be an option for you. A partner, parent or really good friend could take out finance in their name but you make the monthly payments.
June 14, 2016 at 08:07 PM
My finance was declined so my boyfriend took it out for me 🙂 Your PC just sends you out your personal finance form so it’s already linked to you but then you fill everything out with your friend’s details xx
Depending on your bank and financial situation, this could be a viable option for you. You can easily make an appointment at your bank to discuss taking out a loan and they will handle the rest.
February 10, 2017 at 06:32 AM
I got a loan, i didnt get accepted with mya. And my bank did an even better rate than expected.
id look at your banks 100% girls go with the one your currently hold an account with of get a credit card and pay that of monthly if you just need that extra little bit?
I was going to wait and save but im so happy I just did it rather than waiting!
December 16, 2016 at 09:46 AM
Thankyou so much for all your help girls, I looked on Experian and I can’t get accepted for a personal loan because I have little credit history, even though I have a car on finance which I’ve always paid on time. However I’m going to make an appointment with my bank and explain the situation and see what they can do for me! If all else fails I’ll just have to carry on saving and pay upfront but its so annoying because I just don’t want to wait any longer ahhh!!! Xxx
Combined Finance & Other
There’s no reason why you can’t combine options to find a payment method that suits you. The world of finance is your oyster so have a shop around and see what works best for you.
September 12, 2016 at 06:25 PM
I did the 0% finance over 10 months option where you pay half upfront and have the over half on finance. I’ve never really had anything to give me a credit score so mine was declined but my boyfriend took it out for me instead. My friend had hers declined but she was accepted for a credit card by Tesco for nearly the whole price so she must’ve only had to pay a small deposit. If MYA don’t accept it then check for other credit cards, you might get a better deal elsewhere anyway 🙂 xx
November 19, 2015 at 03:33 PM
I’d just try the finance 🙂 you will be fine!
I paid £500 deposit via debit card. £2500 debit card (thanks to my lovely boyfriend) and then out the remaining £2000 on my new asda interest free (plus cash back) credit card 🙂 xx
MYA also offer finance via Deko. Another option to add to your list for consideration. MYA Cosmetic Surgery Ltd is authorised and regulated by the Financial Conduct Authority, register number 674339. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies. Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646).
What’s included in the price of my procedure?
It’s our aim to provide quality care from your initial consultation through every step of your journey with us. Our prices reflect our commitment to service. We provide a dedicated care package to make sure you get all the support you deserve. Click here to learn more.
Will I get accepted for finance?
This is only something that our finance company will be able to advise you on. The easiest way to find out is applying for finance! Book in to meet a Patient Coordinator at one of our MYA clinics and they will be able to help you further.
What if I have a bad credit rating?
This is something that is more common than you think. We might still be able to help you if you have a bad credit rating so don’t let that discourage you from coming into a clinic. Our Patient Coordinators will try and help you find a solution that suits your personal circumstances.
How do I apply for finance?
You will be able to apply for finance after meeting your Patient Coordinator at your free consultation in one of our clinics.