credit card advice plzzz Started by: Charlie

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  • Charlie
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    Hey girls. So had my consult with dr g and want to go ahead with rhino. Its gonna be 5450. I get my bonus from work in may next year but was wondering about a credit card. If I get a 0% credit card and put the full 5k on it do I have to pay anything monthly whilst it is 0%? Just was wondering as then I could do it sooner and pay off credit card when I get my bonus. Advice plzzzzzzz I have no idea. Thanksssss x x x x

    Sarah W
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    Yes you still make payments as normal but just no interest on it 🙂 I tried to get one the other week rbs have one that is 0% for 16 months but I got rejected booo. Anyway ive just had my finance gone through with mya so have op booked a week on monday! Also you will have to see they would give you a credit limit of 5000 xx hope that helps xx

    Sarah W
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    That was 0% on purchases for 16 months btw x

    xELLx
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    Hi I got one through my bank, natwest. Go in and see what your bank can offer you, think the limit depends on a number of things. Tescos have a good one too. There is a 1.7% fee for paying on CC but small price to be able to pay back interest free I think 🙂 xx

    Charlie
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    How much do you have to pay back monthly roughly?

    Sarah W
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    I pay £28 on my credit card which is still 0% on a balance of nearly 2300 so your possibly looking at about 60 – £80 a month or thereabouts x

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    I split my rhinoplasty, paid half in cash and the other half went on two credit cards. I got a tesco one which I pay 25 a month on interest fee and a marks and spencer one which I pay about 35 a month interest free. If you google search it then you can compare loads at once, but try not to apply for too many at once as it can affect your credit rating x

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