credit card or loan??

I want to have rhino done but need either credit card or loan. Probs need roughly 5k What one is better with lower repayments? and whats the difference? Thankuuu xxx

Loans better x

Loans usually have lower apr and monthly paynents as there fixrd.
Credit cards highish apr and u have to decided what to pay. And intrest u may pay bak alot more than u borrowed xxx

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