Nervous waiting for finance to be approved

Hi everyone

Hope everyone is well, I had my consultation on Monday for Vaser
Now im in the process of sorting finance, I chose to pay £1500 up front and pay the rest over 3 years, I dont care about the interest as long as i get it done
I sent in my bank statements and earnings but even though im more than capable to pay it they asked i do a joint application . Thats ok because im married and my husband was happy to joint apply with me, Even though he doesn’t have the best credit ect. Im hoping its just to support my application. Now im nervously waiting back on a decision . Its all i can think about!

I just wondered if anything similar happened to people and if they got approved

Thanks

Danni

My other halls credit rating was shocking but we still got accepted you will be fine u seem more stable than we are xx

Halfs”””

I did put a large cash payment down but wen i got asked if id like the remainder on finance as i was ummin and ahhin over the more expensive implants i said ok it was still for quite alot 1,300 i didnt get asked to b joint applicant with ny1 partner etc plus got approved n trust me the reason i had no plans to get finance and saved instead is bcoz i have a crap cred history urs cant b worse myn n i got accepted strate away x

Chanel..iv got the worst credit rating in the world lol how did u go about looking into it as id lobe to get ym boobs done this year rather than wait til march xx ill add u if thats ok xx

Yea jade thats fyn..i didnt look into it tbh i was plannin on payin in full n my pa offered me the 0% finance over 12months if i wanted the higher charged implants and i thought ok its worth tryin for finance it would mean i could get my surgery done few months quicker after all and she said yes u qualify so went for it x

Well yh thats fair enough god id love that to happen to me xxx

Good luck hun!xx

Thought i would give a quick update, Got a phone call today saying they wanted even more information.
Decided on a spur of the moment to apply for a loan to my bank, not expecting to get accepted and i got accepted!
So i can book my surgery on Monday now if im happy with the surgeon ect, yayy!

I went with a loan through my bank too as I didn’t think I would get approved for finance! Have you booked yet Danni? I’m scheduled for Thursday! X

Great to hear Sophie, I have my surgeon appt mon, hoping to book on mon, PC is trying to reserve my date for the 25th of nov, let me know how you get on , good luck xxx

My finance application went in today with my mother in law as a guarantor as my credit history is really bad from a fee years back!
I haven’t heard as yet and am wondering with 121 is no news good news? I earn 30,000 a year and my mother in law earns 24,000 my PC said she can’t see any problems so why they takin so long?
I’m nervous lol won’t sleep tonight!

@Louise thats odd it seems they can take ages with some people and strate away to others..are you putting down any money tho? mayb it takes longer when you dont put a largish deposit down?If you have a good cred history tho i would imagine it would go thru quickly.Good Luck anyway x x

hiya im confused about the finance… been told I can put down a £1475 deposit including the £500 for the bed, then pay £198 each month for 10 months… or I can spread it across 1-3 years with 15% interest each month…has anyone done it this way or another way? already got a £7000 credit card bill to pay for my masters degree so don’t really wanna shell out for another bank loan or credit card! x

I wasnt going to go down the credit route as i have a poor cred history so i saved and planned to book early 2014 when i would have had it all but my pc then offers me 12months finance o% interest and as i was considering the more expensive implants at this stage i said ok she could try for me and within minutes she told me they said yes so i said i would go for it i put 3,000 down and have 1,300 on finance over 12months and thats for the naturelle implants x

That’s really good! see I haven’t saved anything yet and was hoping to just pay as I go really with minimal deposit. will see what they say at my consult later today x

i got declined for the 121 finance so now am waiting to hear back for the interest free one the ridiculous thing is i earn 30000 a year and my mother in law who guarnatored it earns 24000 so hopefully this will be fine and i will have to pay 2000 up front plus the 500 deposit then pay 200 a month for 10 mths!

They refuse everyone! I have a perfect credit history! No payments late and not to mention my partner who has 2 credit cards and a decent limit they are untouched! Still got declined!

Well thy accepted me yay!! Without my guarantor too so will def be going ahead seeing mr traynor next week only downside is op isn’t until start of Easter due to gettin time off work etc!

Kat rise can’t u use your hubby’s credit cards then to pay for it?? My credit is bad and thy accepted me so strange they haven’t you! X

Hi, I applied for my finance with my PC Tuesday evening at Leeds and I still haven’t heard anything! Has anyone else had any problems?? I’m guessing I failed as they haven’t been so keen to call me back!

Help! X

Which finance have u applied for the 121 took a few days for them to come back and say no but the other one that I’ve been accepted for was an almost instant decision x

It was 121. I applied about 7.30pm. So I didn’t expect a decision instantly but I thought I would have had a call back by now it’s been 3days! X

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