Finance Issues

Hi there,

I am desperate to have my BA done, but i am having trouble getting accepted for finance or for the credit cards etc that have been recommended does anyone know what else i could possibly try? I am planning on going for a late space date, but keep having to put the op off because of this.

anyone else been through the same situation or know any other ways i could get the finances? ( companies etc )

thanks,
chanel xxx

Hey Chanel,
Have you tried using the MYA finance? They have a pretty high acceptance rate! xx

Hi Chanel,
There is a couple of finance companies that are quite low interest, one is with Barclays finance and the other is hitachi. If got a loan with the credit union which is pretty good as its low interest and can pay off in chunks. If you go onto number 1 copper pot in google, it’s the first website. But I’m not sure if anyone can just use this as its for people on services. (My dads in the police) worth a look at though.
Hope it helps! Good luck.
Ps. Try not to apply for too much coz if you keep getting declined you will just destroy your credit rating xx

Hi Chanel,
I haven’t tried the finance thing, but MYA have an ad on Twitter just now saying to call them quoting ‘cupcake’, you pay finance of £139 a month for 3 years, after paying the deposit (£500) and finance fee (£195 I think?!). That’s for Allergan CUI implants though, which won’t suit everyone’s wishes…
Failing the finance options (as Aprile says, you don’t want to wreck your credit rating with declined applications)- save. I’ve been seriously saving for about 6 weeks and I have over £1000 now. If repayments on credit are high, I figure why not just save instead and forget the interest? The money’s better in my pocket. I know not everyone’s attitude is the same as mine, but a lot of girls on here have said they’re struggling to find credit, and it’s not that I am, but I would rather save for it and know I’ve worked hard to get my BA 🙂 Plus it means I can be flexible with how I save, so if my kids need new shoes or I have to pay for new skincare stuff I know I can just do it and keep saving all I can.
Good luck x

I’ve gone with MYA finance and I didnt think I would get accepted, but I did! You’re PC tries her hardest to give it to you, considering you have proof of address, photo ID etc.. Like the other girls say, it is high acceptance but it also has high interest rate. BUT Ive done all my research and they are flexible in terms of early payments so you can always pay the minimum for 12 months to begin with – save up – and pay the outstanding balance after 12 months, which saves interests as you dont pay as much as you should. Hope this helps 😀 xx

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