Finance or credit card ?

Trying to figure out whats best finance or credit card, has anyone taken out a 0% credit card?

This is what I am doing, you can get 0% ones I think virgin money is one at the minute over 3 years… the finance is about 19% interest I think so saves you a lot of money using a card xx

I was debating this too, but decided on a 0% credit card for 27 months. I thought it gives me more freedom to pay back as much or as little as I can afford over that time
xx

Who is the 0% credit card with Tiffany?

I did mine through Barclays. I have a credit limit of £6500. I tried loads of different companies to see who offered me the best deal & Barclays was the one 🙂

Xx

Do you have to bank at barclays to get a credit card ? Xx

Nope, just applied online through the website 🙂
What I liked about Barclays is that they were the only company that asked me what the card was for, & I’m convinced that because I put the option of “instead of a loan” I was given a higher credit limit. Other banks would probably offer the same if you called them & explained but I couldn’t be bothered with the hard selling.
Hope that helps.

Xx

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