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How to fund your cosmetic surgery procedure

When it comes to the life-changing decision of undergoing cosmetic surgery, there are a lot of factors that come into play. One of the biggest factors for many patients is finding the right provider for them that fits within their budget.  

December 15th, 2022 |Ask an Expert

Funding cosmetic surgery

We understand that when considering cosmetic surgery and carrying out research into procedures in the UK, the cost can vary amongst different providers. So, to help make your research that little bit easier, we want to be transparent with our patients and lay out all the different funding options available to you. 

MYA will guide you through the exact procedure cost to help you make a confident decision. The price we give you at your initial consultation is inclusive of your procedure and any ongoing aftercare. Following your surgeon consultation and physical assessment, MYA will confirm a fixed price for the procedure and discuss the cost breakdown with you. 

Do I have to pay for my initial consultation with MYA? 

Here at MYA, our initial consults are FREE of charge and there are no hidden costs along the way, our patient focused services and aftercare are included in our prices. To learn more about the cost of cosmetic surgery with MYA, click here. 

Our surgeon consultation appointments are charged at £25; this is a non-refundable fee. Should you decide to book your procedure within 12 months of this consultation, £25 will be deducted from the overall cost.

MYA's cosmetic surgery payment options:

There are lots of options available to help make funding your procedure more affordable for everyone. The cost of cosmetic surgery can be a concern for lots of patients, so MYA’s specialist team of advisors are on hand to talk you through your payment options and provide quality care from your initial consultation through every step of your journey.  

Here are a few of the payment options available to you:

Self-funded cosmetic surgery

A lot of patients source their own method of funding their cosmetic surgery with financial support from family and friends.  

Cosmetic surgery payment in full

Other patients may opt to pay in full by using their savings or money they have kept aside for their procedure.   

Cosmetic surgery finance

Paying for cosmetic surgery with a finance plan is another great option for a lot of patients. MYA have an in-house Funding Solutions Team available to discuss your finance options and help find a payment solution that is right for your individual circumstances.  

Cosmetic surgery loans

Patients may choose to pay for their procedure on a credit card and make monthly payments to pay it off. Alternatively some patients choose to source a cosmetic surgery loan to pay for their procedure through their bank.

A combination of payments 

Some patients may choose to use a combination of different payment methods to spread the cost of the cosmetic surgery procedure and find a payment method that works for them. 

MYA’s Funding Solutions Team 

If you're interested in learning more about cosmetic surgery finance, speak with our in-house Funding Solutions Team directly to discuss the best option for you. You can call 03330141014 and follow the instructions or email including your full name and contact details and photo ID.

Is it cheaper to go abroad for cosmetic surgery?

When looking at the cost of cosmetic surgery, providers in the UK are often more expensive than ones abroad in countries like Turkey. Although cheaper prices may initially seem appealing, we urge patients to take their time and research the cosmetic surgery provider, surgeons and their aftercare plans thoroughly.

Cosmetic surgery abroad is often cheaper due to the fact they provided limited or no aftercare, and their healthcare is not as strictly regulated as in the UK which allows for reduced costs and prices.

It's also important to remember that patients should avoid flying for 4 weeks following their procedure, as flying can increase the risk of developing DVT or a pulmonary embolism. No cosmetic surgery procedure is without risk, if you have surgery abroad and experience complications or need emergency medical care your surgeon is in another country and you may need to travel to see them.

UK cosmetic surgery providers have the highest standard of patient care at the forefront of their services, all surgeons are GMC registered, our facilities and hospitals are regularly inspected by the CQC and have extensive patient aftercare plans in place. MYA was rated OUSTANDING by the CQC (Clinical Quality Care Commission) in 2022.

Can you get cosmetic surgery on the NHS?

Cosmetic surgery procedures are not routinely provided by the NHS for cosmetic reasons. In the past, there were cases where patients were able to have procedures such as otoplasty, rhinoplasty and complex breast surgery under the NHS, however, there is no longer funding for these procedures and it is very rare.

The NHS provide reconstructive and corrective procedures to patients following an accident, illness or birth defect. Reconstructive surgery is not deemed as cosmetic, therefore, patients will not have to pay for their procedure.

Most patients who speak to their GP's about cosmetic surgery with the NHS will most likely be referred to private cosmetic surgery providers such as MYA.

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